A professional dispute letter citing the No Surprises Act and your consumer rights.
Just $29 — could save you thousands on your medical bill
Fight Your Bill — $29“I was billed $8,400 for an ER visit that should have been covered. The No Surprises Act letter got the balance reduced to $200.”Patricia W., Dallas, TX
“My itemized bill showed duplicate charges totaling $1,200. The dispute letter got them removed within two weeks.”Michael D., Boston, MA
“I requested an itemized bill and discovered charges for services I never received. The hospital corrected the bill and reduced it by $3,000.”Sandra K., Seattle, WA
Unexpected out-of-network charges from emergency or in-network facility visits.
Duplicate charges, incorrect codes, or services not received.
Prices far exceeding fair market rates or insurance-negotiated amounts.
Federal protections against surprise medical bills enacted January 2022.
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Dear Billing Department, Metro General Hospital,
I am writing to formally dispute the bill dated January 15, 2026, in the amount of $8,425.00, for emergency services rendered on December 28, 2025 (Account #MGH-2025-77142).
Under the No Surprises Act (Public Law 116-260), patients are protected from surprise bills for emergency services. As this was an emergency room visit, I should not be held liable for out-of-network charges exceeding the in-network cost-sharing amount.
I request an itemized statement of all charges, along with adjustment of the balance in accordance with federal law.
Sincerely,
Patricia W. Andrews
Provide your billing details and we’ll draft a professional dispute letter customized to your situation.
After payment, check your email in 5-10 minutes. For support, contact hello@billfight.com or (646) 397-6421.
The No Surprises Act (effective January 1, 2022) protects patients from surprise medical bills for emergency services, air ambulance services, and non-emergency services at in-network facilities where the patient did not choose an out-of-network provider.
Always. Under federal law, you have the right to an itemized bill. Studies show that up to 80% of medical bills contain errors. An itemized bill allows you to identify duplicate charges, incorrect codes, and services not rendered.
Yes. Hospitals and providers regularly negotiate bills, especially for uninsured or underinsured patients. Many offer financial hardship programs, payment plans, or significant discounts for prompt payment.
No. A medical bill dispute letter is a formal request asserting your consumer rights. BillFight produces letters citing the appropriate federal and state regulations for your situation.
Contact hello@billfight.com within 24 hours for revisions or a full refund.
This dispute letter is a template generated by BillFight, a service of Immutable Software LLC. It is not sent by an attorney, and does not constitute legal or medical advice. This letter states facts as provided by the user and references generally applicable consumer protection laws. For legal advice specific to your situation, consult a licensed attorney or patient advocate.